Leasing

Automotive Leasing

Why are so many people turning to leasing...

  1. Lease payments are normally much lower than traditional loans.
  2. Leasing provides customer protection against loss in vehicle value.
  3. Check with your CPA, but most agree leasing provides better tax advantages.
  4. 99% of all vehicles are never worth more money tomorrow, they depreciate.

    Why would you invest any more money than you need to, in something drastically losing its value every day you use it?

More drivers are discovering the advantages of vehicle leasing over traditional auto financing. Leasing offers a unique combination of affordability, flexibility, and convenience that makes it a smart choice for many.

Imagine driving a brand-new car every three to four years without the long-term commitment or hefty upfront costs of buying. With lower monthly payments and reduced financial strain, leasing puts more possibilities within reach.

Benefits of AmeriTrust Leasing

  • Lower Monthly Payments

    Lease payments are usually less than loan payments because you’re paying for the car’s depreciation during the lease term, not the full value, making leasing a more affordable option for those who prefer lower payments.

  • Minimal Upfront Costs

    Leasing often requires a smaller down payment, making it more accessible for those with limited initial funds by reducing the upfront financial barrier to get behind the wheel of a new vehicle. It also helps free up cash for other expenses or investments.

  • Access to Newer Models

    Leasing allows drivers to upgrade to the latest models every few years, maintaining access to advanced technology and the latest safety features, while also enjoying the many benefits of driving a newer, more reliable vehicle.

  • Reduced Maintenance Costs

    Most leases align with the vehicle’s warranty period, covering major repairs and shielding lessees from unexpected costs. This not only provides financial protection but also ensures a worry-free driving experience throughout the lease term.

  • Simplified End-of-Term Process

    You can buy the car, sell the car, or trade in the car at anytime. If you go to the end of the lease, simply hand the car back to AmeriTrust, and walk away if you have negative equity. AmeriTrust will save you time and effort while seamlessly transitioning into your next vehicle.
 

Leasing Challenges and AmeriTrust's Cure

  • MILEAGE RESTRICTIONS – AMERITRUST CURE

    Leases often limit annual mileage. Exceeding this limit incurs extra fees. AmeriTrust offers leases designed for your specific needs. AmeriTrust also has access to lease specific warranties and insurance.

  • NO EQUITY BUILDING – AMERITRUST CURE

    Some say monthly payments don’t contribute to ownership, leaving no asset at the end of the term. AmeriTrust has designed our leases to provide equity before the end of term to give our customers the options of trading early, refinancing, or selling the vehicle and putting cash back in your pocket.

  • CUSTOMIZATION RESTRICTIONS – AMERITRUST CURE

    Modifications are generally prohibited, as the vehicle must be returned in its original condition. AmeriTrust allows for any modifications to the vehicle that will improve the value of the vehicle or make no change in its value. It's your choice.

  • WEAR-AND-TEAR CHARGES - AMERITRUST CURE

    AmeriTrust leases build equity compared to traditional leases that can cover a lot of excessive damage cost. We also offer a variety of insurance options for added protection against excessive damage. At AmeriTrust, we earn your business by helping when others just charge unfair fees.

  • EARLY TERMINATION PENALTIES – AMERITRUST CURE

    Ending most leases early can involve fees and often involve penalties or the requirement to pay off the remaining lease balance. AmeriTrust leases do not have excessive penalties or fees and our leases are designed to build more equity than a traditional lease, mitigating this type of risk.

Leasing: Flexibility Meets Affordability

Leasing a vehicle allows you to drive the latest models with lower monthly payments and minimal upfront costs. It's an excellent choice if you value driving a newer car every few years and prefer avoiding long-term commitments. With tailored leasing options, we make it easy for you to enjoy the freedom of a vehicle that fits your lifestyle.

Explore our leasing options today and experience the ease of driving the car you want, on your terms. Contact our experts to learn more!