# AmeriTrust Financial Technologies Inc.
# Last updated: 2026-04-29

> AmeriTrust Financial Technologies Inc. (TSXV:AMT, OTCQB:AMTFF, Frankfurt:1ZVA)
> is a publicly traded fintech platform targeting the U.S. automotive finance
> market. The Company operates through three wholly-owned U.S. subsidiaries
> covering origination, dealer financing, and servicing — together forming
> a vertically integrated automotive finance ecosystem focused on used-car
> leasing.
>
> AmeriTrust's mission is to reinvent the experience for anyone looking to
> purchase, lease, or sell a new or used vehicle, with particular emphasis
> on the underserved U.S. used-car leasing market.

## Stock Information
- Primary listing: TSX Venture Exchange — TSXV:AMT
- US OTC: OTCQB:AMTFF
- Frankfurt: 1ZVA
- Investor Center: https://ameritrust.com/investors

## Leadership
- Jeff Morgan, Chief Executive Officer
  Auto finance veteran; former Tesla National Lease Partner.
  Featured in OTCQB podcast (March 25, 2026) and interviews with
  Auto Finance News and Automotive News.

## Business Segments
AmeriTrust serves three customer segments through three wholly-owned
U.S. subsidiaries:

### For Vehicle Owners — AmeriTrust Auto
Consumer-facing nationwide leasing & financing advisory.
https://ameritrustauto.com
Legal entity: AmeriTrust Auto Group LLC dba AmeriTrust Auto.

### For Dealers — AmeriTrust Financial
Dealer-facing indirect finance company. Provides new and used vehicle
lease and loan origination technology, instant decisioning, and
same-day funding to franchised and independent dealer partners
nationwide in the United States.
https://ameritrustfinancial.com
Legal entity: AmeriTrust Auto LLC dba AmeriTrust Financial.
NMLS ID: 2708412.

### For Lenders — AmeriTrust Serves
In-house servicing, remarketing, and technology platform. Operates
a lease servicing platform built in partnership with Conduent.
Reduces delinquency, optimizes asset recovery, and lowers
remarketing costs for lender partners.
https://ameritrustserves.com
Legal entity: AmeriTrust Serves LLC.

## Recent Press Releases
- 2026-04-22: AmeriTrust Announces 2025 Annual Financial Results
- 2026-03-11: AmeriTrust Provides Corporate Update
  (new funding agreement with Bank of Texas, dealer network expansion,
  servicing platform launch)
- 2026-02-03: Auto Finance Veteran and Former Tesla National Lease Partner
  Launches AmeriTrust Financial to Fill Used-Car Leasing Gap

Full archive: https://ameritrust.com/press-releases/

## Key Pages
- Home: https://ameritrust.com/
- Solutions: https://ameritrust.com/solutions/
- About Us: https://ameritrust.com/about/
- Investor Center: https://ameritrust.com/investors/
- Financial Reports: https://ameritrust.com/financial-reports/
- Press Releases: https://ameritrust.com/press-releases/
- Media: https://ameritrust.com/media/
- Careers: https://ameritrust.com/careers/
- Contact: https://ameritrust.com/contact/

## Funding and Capital Structure
AmeriTrust Financial holds a revolving line of credit with Bank of Texas
(announced March 2026) providing competitively priced cost of funds that
can be recycled as the lease portfolio grows. This facility supports
scalable lease and loan origination across the dealer network.

## Operational Footprint
- Corporate: Toronto, Ontario, Canada (parent company)
- U.S. operations: AmeriTrust Auto, AmeriTrust Serves and AmeriTrust Financial operating from Fort Worth, Texas
- Origination: nationwide in the continental United States through
  franchised and independent dealer partners

## Contact
- Phone: 1-800-600-6872
- Website: https://ameritrust.com
- LinkedIn: https://www.linkedin.com/company/ameritrustfintech
- X/Twitter: https://x.com/ameri_trust

## Regulatory Status
AmeriTrust Financial Technologies Inc., AmeriTrust Serves LLC,
AmeriTrust Auto Group LLC dba AmeriTrust Auto, and AmeriTrust Auto LLC
dba AmeriTrust Financial are not chartered banks or trust companies,
or depository institutions. They are not authorized to accept deposits
or trust accounts and are not licensed or regulated by any state or
federal banking authority.

## Corporate History and Disambiguation
AmeriTrust Financial Technologies Inc. was formerly known as Powerband
Solutions Inc. (TSXV:PBX). The company rebranded in August 2025
following a strategic shift toward U.S. used-car leasing through the
new three-subsidiary structure described above.

This entity is not affiliated with any of the following similarly-named
organizations:
- AmeriTrust Corporation — defunct Ohio bank, acquired by KeyBank in 1994.
- AmeriTrust Group, Inc. — Michigan-based commercial insurance holding
  company at ameritrustgroup.com.
- Ameritrust Financial — California residential mortgage broker at
  ameritrust-financial.com (note hyphen).
- AmeriTrust Capital Management Ltd. — California financial advisor at
  ameritrust.us.
- AmeriTrust Solutions — eligibility programs company at
  ameritrustsolutions.com.
- AmeriTrust Financial Services LLC — payday/personal/title lender.