Ameritrust

Company Overview

Ameritrust is a nationally recognized financial services company headquartered in Charlotte, North Carolina.

Ameritrust differentiates itself from its competitors by offering innovative products and superior customer service, with quick response, accuracy and speed. At a time when the industry has undergone many changes, the company’s leaders continuously look for new opportunities while expanding current operations.

In April of 2010 Ameritrust announced Ameritrust Insurance and Ameritrust Wealth to deliver high-touch client care by offering a full-suite of services. President and CEO John Owens has partnered with financial services veteran, Eric Frasier to create an elegant and practical system that takes into account the clients’ complete financial picture.

The leadership team of Ameritrust includes CEO John Owens, Ameritrust Mortgage, Inc owner Stacy Owens, and Owner/COO Tim Hilton.  Ameritrust Insurance Agency and Ameritrust Wealth Management President; Eric Frasier. The team focuses on continually expanding and refining ways to anticipate client needs, deliver friendly, valuable and transparent service, and maintaining a positive corporate climate.

John Owens has been listed twice in Inc. Magazine list of 500 fastest-growing private companies CEO’s in America, has received the Charlotte Chamber Entrepreneur of the Year Award and was recognized by the Charlotte Business Journal as a member of the Forty-under-Forty list, which identifies up and coming business leaders in the community.

John Owens has been widely recognized for its positive corporate culture. In 2004, 2005, 2006 and 2009 Carolina Parenting Magazine awarded Owens as one of its the top Family-Friendly CEO’s in the Carolinas.  In 2008 and 2009 Ameritrust Mortgage, Inc received the Charlotte Business Journals ‘BEST PLACES TO WORK” award. In 2009 and 2010 Owens received “Top Entrepreneur” award from Charlotte’s Business Leader Magazine.

Owens used his personal savings to create Ameritrust Mortgage Company, LLC (a wholesale mortgage company) in 1995. Up until March 2007; that company grew to be one of the largest privately held wholesale bankers in the country.  Today the Ameritrust Family of Companies has grown to include the new retail mortgage company (Ameritrust Mortgage Inc) as well as new companies including Ameritrust Insurance Agency and Ameritrust Wealth Management. The company employs 80 talented team members who are committed to our clients, our company and our strongly family-oriented culture.


Best Practices

In order to provide high quality service to our customers, Ameritrust has adopted best practices.

Customer Obsession:
Treat all customers with respect; return phone calls and emails promptly.

Communication:
Educate customers about the loan transaction; assist with decision-making and identify what to expect going forward; inform customers about loan status and loan products in a timely fashion.

Partners:
Work with lenders who meet Ameritrust®‘s stringent requirements, including integrity and confidentiality.

Quality:
Each loan will meet Ameritrust® guidelines to assure quality products; provide mortgage products that meet individual financial needs; we take steps to identify and eliminate fraud in our mortgage products.

Privacy and Security:
All loans are subject to the Ameritrust® privacy and security policy; at no time will we sell or rent our customer lists.

Training:
All employees attend university-style training to support our vales of personal growth and to equip our employees to provide the best service and quality loans.

Process and Procedure:
Ameritrust® ensures the most stringent procedures when processing a loan; each loan is assigned to a team which moves the loan through the process.

Culture:
Ameritrust® employees work in a family-friendly environment; our employees are customer obsessed. 


Licensing: Ameritrust operates under the following licenses in these states:
  • Licensed by the State of Alabama - License # MC-21046,
  • Licensed by the State of Florida – License # CL0704027,
  • Licensed by the State of Georgia – License # 22662,
  • Licensed by the State of Louisiana – License # 66489,
  • Licensed by the State of North Carolina – License # L145444,
  • Licensed by the State of South Carolina – MLS-66489,
  • Licensed by the State of Tennessee – License # 3610,
  • Licensed by the State of Virginia State Corporation Commission – License # MC-4939.


Testimonials

Ameritrust Mortgage Banker Customer Satisfaction Survey

Mr. Bryant

This team was extremely professional and offered me alternatives to my insurance needs which exceeded the company that I had been with since 1983! Thank you for your team of professionals! There is no I in team and it took everyone to accomplish the total package! Signed: an Extremely Satisfied Customer!


Ameritrust Mortgage Banker Customer Satisfaction Survey

Mr. Henderson

Kara Sartor
is an excellent loan officer and ambassador for Ameriturst. This is my second time using Ameritrust and Kara. She has always been honest with me and instructed me on the right thing to do and also the timing. It is actually because of Kara that we bought our dream home a year and a half ago when I was looking to re-finance my old house to do some renovations. She suggested we look at bigger houses and we did. Then recently, with the lower interest rates, she guided us through a refinance of the new house at a lower interest rate. I would strongly recommend Kara Sartor to anyone looking to purchase or refinance a home.


Ameritrust Mortgage Banker Customer Satisfaction Survey

Mr. Latulippe

My agent Brian was great he kept me well informed on everything. Many other mortgage companies wanted my business but your mortgage company was the best and they knew just what I wanted and made me feel very good about getting a new loan. Thanks all, sure hope I can stir up more customers for you.

Thanks,

Mr. Latulippe



Ameritrust Mortgage Banker Customer Satisfaction Survey

Mr. Matthews

If all your personnel work with all your clients as Jason and Shawn worked with us, you should not have any complaints at all. These 2 people were tops with us in any thing we ask or wanted. We are so pleased it is hard to put it into words. We could not wait one minute to tell other people about Ameritrust, and to ask for Jason and Shawn, if they want the best. Thanks again to Jason and Shawn for working with us in a top notch manner. When you want the best, we got it.

We pray for you 2 every night and of course your company. May God bless you in every way he will and may your days be blessed.


Ameritrust Mortgage Banker Customer Satisfaction Survey

Mr. Pennington

Kara Sartor
was very courteous and professional.


Ameritrust Mortgage Banker Customer Satisfaction Survey

Mr. Denton

Jason Smith
, was the best, and most informed I have worked with. I have done this procces about 3 times. Jason, kept me informed thoughout the entire procces. I like working with him and thank him for all his hard work.


Ameritrust Mortgage Banker Customer Satisfaction Survey

Mr. Rogers

Smooth, easy, honorable and fast!


Ameritrust Mortgage Banker Customer Satisfaction Survey

Mr. Perkins

Kara Sartor
was excellent in keeping me up to date and making me feel confident in the over all process. I would recommend her to family and friends.


Email From Customer

Kara
,

I wanted you to know that we really appreciate your knowledge and kindness during our recent business with you and your company. It meant a lot to us that we had somebody on our side helping with all the paper work.

Thanks,

Mr. & Mrs. Bell


Email From Customer

Mr. Bounds

You did it Kara. You did exactly what you said you could do for us.

We had, as I'm sure a lot of your clients do, special circumstances and needs. Self employed with a high interest rate and not a lot of money to put down. You ran our credit and told us what you could do to help us. I had my doubts but you never wavered. You were resilient. All we had to do was stay by the phone and get you the paperwork you needed. One month almost to the day, we closed our new loan, right in our own living room.

Kara
, you and Ameritrust are what the mortgage business is all about and should be all about - professional, honest, timely and, last but not least, caring.

My wife and I are so grateful to you and your fine organization and for all you have done for us.

Thanks a million, thanks for everything! You will be highly recommended.

Mr. Bounds


Ameritrust Mortgage Banker Customer Satisfaction Survey

Mr. Hendrix

BRIAN
WAS A VERY NICE GUY AND SEEMED TO KNOW WHAT HE WAS TALKING ABOUT. I BELIEVE THAT HE GOT THE BEST DEAL FOR ME YOUR COMPANY HAD TO OFFER AT THE TIME. HE CAME ACROSS AS SOMEONE YOU COULD TRUST AND HAD YOUR BEST INTEREST AT HEART.

IF THIS DEAL WORKS OUT TO BE AS GOOD AS I ANTICIPATE THEN I WILL SURELY RECOMMEND MY FRIENDS TO USE YOU IN THE FUTURE FOR THEIR FINANCIAL NEEDS.


Email from Customer

Dear Mr. Owens,

My name is Nicholas and I have been working with Jason Smith and Ameritrust on refinancing my mortgage. I have spent the last 25 years as a Partner in an Investment Firm in New York as Director of Human Resources. I am writing to let you know that Jason is an outstanding person who has handled himself with the utmost professionalism. He is extremely knowledgeable and was always available when I called. He followed through on every request and answered every question with responses that were easy to understand and prompt. I think that with all my years in HR I have an ability to spot a person with excellent skills and Jason has those skills.

I would be remiss if I did not write to let you know about Jason and I hope that he gets the recognition he deserves. Your current and future clients are in good hands with him. Thanks to him and everyone at Ameritrust for your service.

Sincerely,

Nicholas


Email from Customer

Really Really Great news! Thank you so much for everything especially you being so diligent to always get back to me and working so hard on this to get it through. I REALLY appreciate it and as you know this refinance will really get me back on my feet.

I will definitely recommend you and Ameritrust to those whose are in search of great integrity, customer service and getting the job done so efficiently. I know this would have gone faster in different circumstances as mine and just very happy that everything worked out.

Thank you again!

Minna


Ameritrust Mortgage Banker Customer Satisfaction Survey

Ms. Dillingham

BOTH MR MORGAN AND MR CANTERBURY WERE A PLEASURE TO WORK WITH. THEY WERE ALWAYS HELPFUL, WARM AND FRIENDLY, EAGER TO ANSWER ANY QUESTIONS OR CONCERNS, AND WERE ALWAYS AVAILABLE. THIS WAS A GREAT EXPERIENCE AND WOULD DO IT AGAIN IF EVER NEEDED. HIGHLY RECOMMENDED BY OUR FAMILY.


Ameritrust Mortgage Banker Customer Satisfaction Survey

Ms. Baxley

The Ameritrust Mortgage Banker staff was able to complete the process for me in slightly over a week as compared to the month or longer that other companies take.


Ameritrust Mortgage Banker Customer Satisfaction Survey

Shawan Russell
has a lot of patience which one requires with me since I do not have a clear understanding of this process. At times I felt my questions may have been a little "duh" or redundant, but he never made me feel that way. He worked hard and fast for me.


Ameritrust Mortgage Banker Customer Satisfaction Survey

Mr. Vanoverstraeten

Shawan Russell
made the process go better than what I expected. He communicated very well with me and was honest in what he told me.


Ameritrust Mortgage Banker Customer Satisfaction Survey

Ms. Alverson

I worked with Brian Love, Senior Mortgage Consultant. No matter how many emails or phone calls I made to him, I always found him to be professional, courteous and kind. Brian is very knowledgeable and I feel a big asset to your company. I have had a very pleasant experience dealing with Brian and your company. I will not hesitate to refer any of my family and friends to Brian and Ameritrust. Thanks for making what can be a very nerve racking experience pleasant!


Email from Customer

I just wanted to thank you again. I am now a Certified Notary Signing Agent. I have a web page, http://www.asheville-notary.com/ and I have already completed a couple of loans. Of course any input is appreciated, but I just really wanted to thank you for suggesting that I look into being a Signing Agent. You truly touched our lives and started a wonderful thing for me! My husband is not an "easy" person, especially when it comes to legalities, and you did an excellent job!!!

Hope you had a wonderful Christmas and the best of wishes in 2008 for a prosperous year. I will send any business that I can your way!!!

With appreciation,

Mrs. Philbrick